Business Term Loans
Fuel Your Growth with Steady, Predictable Financing
When your business is ready to take the next step — whether that means expanding locations, upgrading equipment, or hiring new staff — a Business Term Loan through ParCap Solutions can provide the capital you need upfront with predictable payments over time. With access to a network of trusted funders, we’ll help you find the right loan option to fit your goals and cash flow.
What Is a Term Loan
A term loan is one of the most common types of business financing. It gives you a specific amount of money upfront, which you repay over a fixed time frame — usually through regular, scheduled payments that include principal and interest.
Unlike revolving credit (such as a line of credit), term loans offer a one-time infusion of capital with clear repayment terms, making them ideal for planned investments or larger purchases.
Key Features Include:
- Fixed repayment schedule (weekly or monthly)
- Predetermined loan term (typically 6 months to several years)
- Interest rates that depend on your business profile and lender
- Use of funds for nearly any business-related purpose
Term loans are often best suited for businesses that need capital for growth opportunities or long-term investments — not just short-term cash flow.
At ParCap Solutions, we work with a wide network of funding partners to connect you with the right loan for your business needs — flexible terms, competitive rates, and fast approvals designed for real-world entrepreneurs.
Power Your Business Growth with Predictable Capital
With a Term Loan, access the capital you need today and repay it with predictable, structured payments.
✅ Fixed repayment terms that fit your business goals
✅ Access to competitive rates through our network of funders
✅ Flexible loan amounts to support both short- and long-term projects
✅ Simple approval process with fast funding once approved
✅ Transparent pricing and no hidden fees
Basic Qualification Guidelines
While requirements vary by funding partner, most term loan programs typically look for:
✅ A business operating in the United States
✅ At least 6–12 months in business
✅ Consistent monthly revenue or steady receivables
✅ Active business checking account
✅ A credit profile in good standing
How Much Capital Could You Use Today?
Tell us how much capital your business needs - and we'll match you with the best options available today!
How It Works
1. Complete the application
Fill out a short application in just a few minutes.
2. Gather required documents
Prepare a few simple items to speed up approval:
- Driver's license or goverment-issued ID
- Last 3 months of business bank statements
- Business tax return or recent P&L statement
- Business entity documents (if applicable)
3. Review your options
A ParCap specialist reviews your business profile and matches you with available loan programs from our network of funders.
4. Access your capital
Once approved, funds are deposited directly into your business account. Repay through consistent, structured payments over your loan term.
Fuel Your Business Growth with ParCap Solutions
We help business owners access capital quickly through revenue-based solutions tailored to your unique operations and sales volume.
Cover Payroll
Purchase inventory
Hire additional staff
Stabilize cash flow
Upgrade equipment
Expand or renovate
Consolidate business expenses
Hire additional staff
Launch marketing campaigns
Why Business Owners Choose ParCap
Because we make financing human again.
Our clients know they can pick up the phone, get a real person, and have a real conversation about their goals.
Whether you’re launching, expanding, or getting back on track, ParCap Solutions is your partner in growth — every step of the way.
Providing the kind of support every small business deserves.
We know running a business is tough — getting capital shouldn’t be.
Talk to a ParCap specialist who understands your goals and can guide you toward the best options for your business.
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Disclaimer: ParCap Solutions, Inc. is an Independent Sales Organization (“ISO”) that works with multiple third-party funding companies to help connect small and medium-sized businesses with potential financing options. ParCap Solutions, Inc. is not a lender, broker, or funding company and does not make credit decisions or extend credit. All funding is provided by independent third-party providers based on their own underwriting criteria and approval processes. Terms, conditions, and availability may vary by provider and state.