FAQs

ParCap Solutions is an Independent Sales Organization (ISO) that connects business owners with trusted funding partners. We help businesses access working capital through a variety of financing options, including merchant cash advances, term loans, lines of credit, and SBA programs.

No, ParCap Solutions is not a direct lender. We partner with a network of reputable funders and lenders to match your business with the best financing options available based on your needs, qualifications, and goals.

It’s simple. You start by completing a short online application. A ParCap funding specialist reviews your information and presents your application to our netword of funders who will generate the best offer for you. You will then be presented with your personalized funding options. Once approved, funds are deposited directly into your business bank account—often in as little as 24 to 48 hours.

We work with a variety of business financing funders, including merchant cash advances (MCA), business term loans, lines of credit, & SBA loans. Our goal is to help you access the right capital for your unique situation.

While requirements vary by program, most of our funding partners look for at least 6 months in business, $10,000 or more in monthly revenue, and a business bank account. Even if you’ve been turned down elsewhere, we may still have options for you.

No. Submitting an application through ParCap Solutions will not affect your credit score. Most funders perform only a soft credit check during the pre-qualification process.

Many businesses receive approval the same day and funding within 24 to 48 hours after approval. The speed depends on how quickly required documents are submitted and the type of financing selected.

No. There are no upfront fees or obligations to apply through ParCap Solutions. We’re here to help you explore your options and find the best possible funding match for your business.

We work with nearly every industry, including retail, restaurants, construction, healthcare, transportation, e-commerce, and professional services. Our flexible funding network allows us to assist a wide range of small and mid-sized businesses.

ParCap Solutions was founded to make business funding fast, transparent, and flexible. We work with multiple funding partners so you can compare options, choose the right fit, and get the capital you need—without the long wait times or strict requirements of traditional banks.